UPDATE
UPDATE
April 23.2026
3 Minutes Read

Unlock Your Tariff Refund: Essential Steps for Small Business Owners

Illustration depicting tariff refund process for small businesses with building, document, magnifying glass, and money.

Understanding Tariff Refunds: A New Opportunity for Small Businesses

In light of the U.S. Supreme Court’s recent ruling striking down tariffs previously enacted under the International Emergency Economic Powers Act (IEEPA), small businesses across the nation find themselves presented with an opportunity to reclaim substantial funds through tariff refunds. This development is monumental, especially considering the potential refunds of up to $182 billion owed to over 330,000 businesses. However, navigating this refund process can feel overwhelming. Here’s a guide to help small business owners understand eligibility and the steps required for claiming these refunds.

What Changed After the Supreme Court Decision?

The ruling on February 20, 2026, discontinued the tariffs that have financially strained many small businesses. As a result, eligible businesses that directly paid these tariffs now have a path to reclaim their money. Understanding this legal and financial landscape is essential to ensure that your business can benefit from these refunds.

Are You Eligible for a Refund?

Eligibility for a tariff refund requires several key criteria. Primarily, businesses must have been importers of record or consignees that directly paid the IEEPA tariffs. It's crucial to ensure that your Customs and Border Protection (CBP) importer record (Form 5106) is current and includes the right contact details—preferably your own email, not that of a customs broker.

Moreover, only electronic payments through ACH Refund will be processed, so businesses must enroll in this system to facilitate their refunds. If you believe you qualify, the first step is to set up an ACE Portal account, which may take 3 to 4 weeks to process.

A Complex Process: Steps to Follow

Although the CBP has streamlined the refund request process through the Automated Commercial Environment (ACE), small business owners must still adhere to some required steps:

  • Set up an ACE Portal account: Start accessing your payment history and gathering necessary documentation.
  • Confirm Eligibility: Verify that your business falls under the categories affected by the tariffs declared unconstitutional.
  • Gather documentation: Keep all proof of payments, invoice records, and necessary calculations ready for your refund requests.
  • Engage a Professional: Consulting with licensed customs brokers can provide invaluable assistance in navigating the refund process and ensuring all submissions are accurate.

Watch for Scams!

The recent ruling has given rise to numerous scams targeting businesses eager to capitalize on refund opportunities. Small business owners should exercise extreme caution against fraudsters who offer assistance for a fee but ultimately do not deliver any real help. It is crucial only to engage with trusted, licensed customs brokers. Additionally, it is wise to consult a tax professional to understand the tax implications of these refunds.

What Does the Future Hold?

Experts predict that a significant amount of money is involved, with estimates indicating refunds could amount to about $166 million just for the small business sector alone. As the refund process evolves, it will be vital for business owners to stay informed on any changes or additional guidance released by the U.S. government.

While the government’s requirement to pay 6% interest on these refunds may provide some comfort amid the wait for payments, savvy business owners should prepare for a potentially complex and drawn-out refund process.

Take Action Now!

If you believe your business may qualify for a tariff refund, take proactive steps today to set up your ACE Portal account and start compiling your documentation. By being prepared, you can ensure your business is positioned to benefit from this unique opportunity. Visit the U.S. Chamber of Commerce’s Guide on Tariff Refunds for more detailed information and resources.

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